Improvement Start From Today

I read Personal Money (PM) every month.
I have to admit that not all the articles
are relevant to my needs. But some of
them are remarkably good.

This magazine has given me more
insides and ideas how to utilise my
money. The last issue of 2006, PM
talked about taxes and summarized
all the items eligible for tax deduction.
This is the good timing for us to renew
the magazine subscription, or getting
some books for self improvement at
the same time can claim for tax relief.
The most important thing is to do a
self assessment and review.

In their latest issue (January 2007),
PM focused on the investment topic.
This is the time where most of us
receive our bonus. It's the best timing
for us to allocate certain amount of
money for investment. Either invest in
mutual fund, shares or buying properties.
Start from somewhere.

New year, new resolution. Do some
planning, identify what do you want to
achieve this year. Find some reasons (why)
for you to pursue. By when you
should achieve the target? Finally, how
to achieve them by breaking down
the target into smaller items to be
carried daily. Do a periodical review
against the target. Always stay focus &
improve consistently.

Today is never too late.